Why your horse insurance needs vet bills cover

Equine insurance often offers a wide range of options to choose from, but many horse owners choose the simple death, theft and straying, which is mandatory on any horse policy. When insuring your horse, there are a variety of choices, mainly because there are so many things that could go wrong. But why get vet bill cover if vet bill prices are soaring? Isn’t it easier to just save up yourself?

In the eventuality that an accident does happen, your savings can only go so far. Should your horse break a limb, or contract a serious form of illness which requires repeated treatment, you may find your saved funds run dry over time and you need to start spending out of your pocket. This can be severely detrimental to the other aspects of your life, and can leave you in a financially unstable position. The cost of vet bills has increased dramatically because of the technological advancements, which unfortunately require a higher cost to maintain and perform.

Adding vet bills cover to your horse insurance will allow you a measure of security; if your horse is in an accident, falls, contracts a serious illness or requires on-going treatment, a lifetime cover will ensure you can claim year after year, up to the claim limit, and keep the medicine and treatments continuing, all whilst just paying your premium and any excess on the policy. This will save you money in the long run, gives you financial security and also a much needed sense of security should anything happen at all.

Animal Friends insurance offers a comprehensive pic ‘n’ mix style cover for your horse. To get a quote, call us on 0845 77 32 100 or email our knowledgeable team of horse experts at info@animalfriends.co.uk.