Why buy Horse Insurance
It may seem like an additional expense, but consider insurance as a way to protect your finances, companion, hobby, and/or business. Our knowledge of the equine industry allows us to offer a range of policies which can be tailored to suit your needs
The type of policy you will need depends on the type of riding, the value of your horse and equipment, and whether or not you own an equine business. Our standard horse insurance policies cover a range of situations you could face as a horse owner.
We offer coverage up to £25,000 for standard policies with an applicable excess amount of £100 to £125 depending on your chosen policy.
Third party liability insurance covers up to £3 million depending on your needs.
We provide mature horse insurance (16-25 years old), this covers £2,000 in veterinary care for accidental injury and accidental death will cover you for up to £1,500 and the excess is £125
Theft of animal, tack and other equipment can be insured, but check the insurance policy to see if there is a waiting period involved and whether or not you’ll need to show receipts for your purchases.
Overall we offer policies which can include children (as young as 5) or adult riders, rider and horse, horse only, liability, vet bills, equine related equipment, death, dental, tuition coverage, and much more.
Remember: Third party liability policies should state their limits clearly. Many competitions require this coverage. Some provide a minimal liability insurance policy included in the payment of the entry fee. Often the amounts and conditions of the provided insurance are limited and you may want to carry your own comprehensive or additional liability insurance to be sure you have enough.
Details of Equine Cover
Follow the links to see details of the cover we provide for our Horse Insurance and our Rider Insurance policies.
Please note these are summaries and you must read the full Policy Terms and Conditions & Key Facts documents by following the links opposite to see the full insurance policy terms as well as exclusions and excesses that apply to the insurance policies.
